Every shop counter, a bank branch.
Rico Pay's intelligent transaction platform lets any retail touch-point offer money transfer, Aadhaar banking, bill payments and recharges — with amazingly quick integrations and near-perfect success rates.
One counter.
Every financial errand.
Customers walk in with cash or a phone and walk out with money sent, bills paid and balances topped up — no bank queue, no branch nearby required.
More services- 01
Money Transfer
Domestic Money Transfer enables a person to transfer cash to anyone's account using their mobile number — without visiting a bank, which may not be nearby or may be closed.
- 02
Aadhaar Banking
A service that helps customers withdraw and deposit money using their Aadhaar number and fingerprint.
- 03
UPI QR
A single QR code that accepts payment from any payment app. Make it your mobile screen saver, or print and display it in the shop for seamless digital payments.
- 04
Micro ATM – POS
A portable, interoperable device that lets customers of any bank withdraw cash with their debit card — right at your counter.
- 05
Mobile & DTH Recharge
With money loaded in your Rico Pay wallet, it takes seconds to make phone and DTH recharges.
- 06
Bill Payment
Pay bills across categories via Rico Pay in seconds and avoid late payment charges.
- 07
PAN Card
Become an authorised PAN card agent. PAN — Permanent Account Number — is issued by the Income Tax Department, Government of India.
From cash in hand
to money delivered.
Every Rico Pay transaction runs through the same secure, reconciled path — so the customer at the counter gets instant confirmation, every time.
Customer walks in
Pays digitally or in cash at a nearby retail touch-point.
Retailer keys it in
On the Rico Pay app — desktop, laptop or mobile.
Rico Pay processes
Our electronic transaction platform validates, routes and auto-reconciles.
Delivered & confirmed
Money reaches the account and the sender gets an instant SMS.
Now convert your shop into an ATM.
Micro ATM was invented to bring financial inclusion to rural India. In a cash crunch, these machines are a boon to everyone — and a steady new footfall driver for your shop.
- 01 A low-cost alternative to existing ATMs
- 02 Portable device — easy to carry
- 03 Easy to set up anywhere, even in remote areas
- 04 Interoperable equipment that works for any bank
- 05 Proven useful through cash-crunch periods like demonetisation
Built on a simple philosophy — “Sky is the limit.” Giving untouched market segments access to the services they deserve.
About moreRico Pay has built a formidable presence in India with over 1000 active retail touch-points across 60 cities and 5 states, providing service providers access to untouched market segments.
Our intelligent electronic transaction processing platform lets consumers transact at retail touch-points by paying digitally or in cash. These retail points use the Rico Pay application on desktops, laptops and mobile phones, across Android and iOS.
- Our great support team — active all the time
- Business analysis & marketing for our network
- Runs on desktop, laptop, Android & iOS
Create a progressive society — one partner at a time.
Our mission is to make financial services easily accessible to everyone by building the largest agent banking network in the country. There's a place in it for you.
Retailer
Turn your counter into a full-service financial point and earn commission on every transaction.
- Money transfer & AePS
- Recharge & bill payments
- Commission on every service
Distributor
Build and manage a retailer network in your region, with reports that track business growth.
- Onboard & manage retailers
- Detailed growth reports
- Channel partner opportunities
API Partner
Integrate Rico Pay services into your own website or app with our developer APIs.
- Detailed API documentation
- Clear error codes
- Quick, smooth integration
Your counter is ready
for more business.
Join the Rico Pay network and start offering India's most-used financial services from day one.